essentially schwab has demonstrated a level of transistion that sets a nww standard for incompetance. further the correction process is waiting on the pgone for hours to be yold sorry about that you need to file bla blah blah form which we filed weeks before. we have audited all client data and the level of wrong is implies rhe data conversion tables were so inaccurrate that we trust nothing at schwab. Our data on securities was correct but i now hve california clients who have never been to california.